Recently I received a pension distribution from Pizza Hut for my 20+ years of service with them. Seems that when I started with them in 1994, for their full time employees, they started a pension fund to which they contributed money. I was first made aware of this when in recent years a former co-worker had received her letter, and called me asking about it. So when I left their employment in October 2014, I knew it was there, but not how much I would receive nor when I would find it in my mail. I received notification of the payout in Sept/Oct 2016, that the payout would occur in December 2016. And the week before Christmas, it arrived, minus the 20% they withheld for Federal Taxes.
After going with out having an internet accessible computer most of 2016, I opted, after paying a few obligations off, to purchase an HP Notebook. It kind of feels nice to be able to be amongst the tech users again, as surfing the web and taking care of business on an iPhone just did not quite cut it for me. And one of the things I hope to restart again is sharing my thoughts and feelings here. Regarding transition and other life issues that may arise and be connected.
Where I’m at right now
This seems to be a good place to start, to bring everybody up to speed. So let’s begin.
I’m still living in Dallas, and at the current time transition is still on hold, having discontinued HRT in Feb 2015 because of finances. Because of meds in 2015, from high blood pressure and cholesterol, I also gained 50lbs. Needless to say, I’m drastically overweight, weighing as much as my father did at one time. This just totally saddens me to realize I have basically become my father. So I now have at least 170lbs to lose to get to my goal weight.
Financially, with the cash influx of my pension $$, I was able to get every account current as several credit card accounts had fallen behind and had caused my credit score to drop from 704 to 539. I’ve also paid off the Lin of Credit with BBVA Compass, paid off my mother, and paid my car insurance premium for 2017. This should free up about $300 from my monthly budget. And I also have a $1000 baby emergency fund, and I’m endeavoring to put $5 additionally a week into savings. Additionally I’m hoping that some of the credit card payments will be a bit smaller with decreased balances.
I’m still driving for Uber, but not sure about the future. The car is currently having some body work repaired and I’m totally reliant upon Uber or Lyft to get around. With having about 2 weeks off work, this gives me a good opportunity to get all my paperwork in order for the approaching tax season, and to start blogging again. The past several months have been really slow, as Uber has continued to hire more drivers. The amount of drivers waiting in the airport queues is out for control. One day after dropping a rider off at DFW airport, the Uber app showed 229 cars ahead of me waiting for passenger requests. While I love the job, it also puts restarting transitioning in a no possibility area. Interestingly enough, this year I have developed my own private rider business. People who call me directly, to schedule cash rides. This I think accounts for about 25% of my income this year. These are mainly older folks who desire someone consistent that they can trust to drive them. Several do not even have smart phones, so using Uber or Lyft is not an option. And I’ve gotten several riders that are referrals of referrals, so this year could be interesting.
I do apologize for not writing anything in a very long time. I do enjoy writing and sharing my thoughts. I’m also hoping to begin getting back to my creative writing. I finished writing ‘Dating the Divorced Stylist’, and am looking forward to further developing and writing ‘Pizza Delivery Call Girl’.
Until the next time…..Terri Lynn